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Executive Banking Officer

  • Rock Valley, IA
  • Direct Hire - Full Time
  • BH822776822
  • Competitive
  • Executive
  • 9/9/2024
Summary

Peoples Bank is seeking an Executive Banking Officer who is a forward-thinking and strategic leader and excels in people leadership and management. Reporting directly to the CEO, this position will oversee the direction, business development, and activities in the service areas of Lending, Deposit, and Location Administration Services.

People Leadership & Management
  • Supervise Sr. Banking Officer and/or Regional/Location Presidents to oversee loan production, quality, and pricing as well as branch administration at all Locations.
  • Supervise Sr. Retail Officer to oversee deposit servicing and pricing at all Locations.
  • Supervise Sr. Retail Officer to set and achieve stated Deposit goals for all Locations.
  • Coordinate with the Chief Credit Officer to maintain adequate loan quality, volume, and documentation.
  • Coordinate with the Chief Financial Officer to maintain adequate liquidity positions and loan pricing.
  • Ensure that the atmosphere within each location attains and maintains a high level of morale and embraces our Vision, Mission, Values, and Service Standards.
Organizational Development
  • Engages in business development activities that assist the Bank in establishing, maintaining, and increasing market share in each community.
  • Embraces the Vision, Mission, and Values of the organization and promotes these principles to our customers, staff, communities, and shareholders.
  • Seeks to improve the Bank’s strategic and operational performance by actively participating in continuing education, professional development, and peer groups and attending conventions, conferences, seminars, and meetings.
  • Implement and ensure all bank policies and procedures are known and followed at each location.
  • Recommends and monitors the Bank’s goals.
Business Development
  • Assist in developing and maintaining loan customer relationships at all locations.
  • Assist Sr. Banking Officer/Regional Presidents/Location Presidents in developing strategies and establishing goals for increasing location volume of deposits, loans, and other bank services.
  • Active involvement in key community, banking and civic organizations and activities, as appropriate, to represent the bank in the community.
Strategic Planning
  • As part of an Executive Team, provide overall direction to the development and maintenance of standards and systems that provide comprehensive, specific, and measurable results for financial and operating goals.
  • In conjunction with the CEO. coordinate overall growth of the organization through the development of new products, new markets, or through mergers and acquisitions.

Core Competencies
Adaptability: Able to adjust quickly to different work situations and remain composed under pressure and in stressful situations. Must embrace change and see change as an opportunity. Must be willing to express and support management's ideas to affected staff. Consider themselves as part of a larger bank team and help build teamwork.

Attention to Detail: Regard for all important details to assure accuracy in every transaction performed; detect errors; follow through on corrections and details. Able to develop personal tracking/reminder systems to assure that important activities are not missed.

Financial Analysis: Must clearly understand all aspects of accounting and finance in a community bank environment. This includes understanding reconcilement, general ledger, budgeting, and pricing along with the ability to understand numbers and use those skills as they pertain to loans and the loan underwriting process.

Negotiation and Sales Skills: Must understand the concepts of negotiating and sales as it pertains to selling financial service products in a community bank. Must be able to cross-sell customers and make referrals to other areas of the bank. Must be able to develop a “win-win” approach to problem-solving with customers.

Oral/Written Communication: The ability to express and communicate thoughts and ideas in a professional, clear, and concise manner, both orally and in written form to a variety of audiences and to all levels of staff. Must be willing to express and support management’s ideas to affected staff.

Professionalism: Projects a positive image of the bank to all internal and external customers at all times along with the ability to work well with others. Helps to build and promote teamwork. Promotes the bank’s image as a supportive corporate citizen within the community. Fiduciary responsibility for safekeeping confidential and sensitive information requires ethics and professionalism beyond reproach.

Supervision/Coaching: Offers the proper training and coaching for new and current employees and sets and measures performance standards. Must be able to set targets, develop action plans, provide feedback and praise/discipline as warranted, and be able to motivate staff using both monetary and non-monetary rewards to recognize good performance and meet the goals that have been developed. Must have the ability to resolve personnel issues and conflicts that arise in such a way that maintains a positive work environment. Consider themselves as part of a larger bank team and help build teamwork.

Time and Work Management: The capacity to manage one’s work, outline overall project plans, determine necessary steps for its completion, and delegate tasks to the appropriate staff to ensure the project is finished accurately, on time, and within budget. Must have the ability to set targets, develop action plans, and measure results against the defined target goals. The ability to prioritize tasks to make the best use of time for high-priority tasks is vital. Makes prudent decisions; creates policies and procedures; provides managerial direction and leadership at a high level of accountability. Seeks opportunities to develop personal abilities.

Required Qualifications
  • Bachelor’s degree in a business-related field.
  • At least five years of experience in a lending role within a community bank environment.
  • Prior supervisory and management experience.
  • Effective communication skills.
  • Proficient technical skills in utilizing computer applications used within the banking industry.